In-Hand Salary Calculator
In-Hand Salary Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the In-Hand Salary Calculator
In-hand pay = CTC − employer PF − employee PF − professional tax − income tax. Basic is taken as 40% of CTC here; PF is 12% of basic, capped at ₹1,800 a month.
Employer PF and gratuity are part of CTC but are not paid to you each month. Check your offer letter for the exact split.
How to use the In-Hand Salary Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the In-Hand Salary Calculator used for?
Employer PF and gratuity are part of CTC but are not paid to you each month. Check your offer letter for the exact split.
How accurate is the In-Hand Salary Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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