Investing & stocks
Real Rate of Return Calculator
Real Rate of Return Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the Real Rate of Return Calculator
Real return = (1 + nominal) ÷ (1 + inflation) − 1. The approximate form is nominal minus inflation.
Inflation quietly reduces what your returns can buy.
How to use the Real Rate of Return Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the Real Rate of Return Calculator used for?
Inflation quietly reduces what your returns can buy.
How accurate is the Real Rate of Return Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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