Retirement
401(k) Calculator
401(k) Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the 401(k) Calculator
Each year, salary × (employee % + employer match %) is invested and grows at the return rate. Salary also grows each year.
Employer matching is effectively free money, so try to contribute enough to get it.
How to use the 401(k) Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the 401(k) Calculator used for?
Employer matching is effectively free money, so try to contribute enough to get it.
How accurate is the 401(k) Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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