Retirement Withdrawal Calculator
Retirement Withdrawal Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the Retirement Withdrawal Calculator
Months lasting = −ln(1 − i × P ÷ W) ÷ ln(1 + i), where P is the corpus, W the monthly withdrawal and i the monthly return.
If withdrawals are below the monthly return, the money can last indefinitely.
How to use the Retirement Withdrawal Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the Retirement Withdrawal Calculator used for?
If withdrawals are below the monthly return, the money can last indefinitely.
How accurate is the Retirement Withdrawal Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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