Debt & loans
Loan Eligibility Calculator
Loan Eligibility Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the Loan Eligibility Calculator
Max EMI = income × FOIR − existing EMIs. Loan = PV of that EMI over the tenure.
Clearing small loans before applying can raise your eligibility.
How to use the Loan Eligibility Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the Loan Eligibility Calculator used for?
Clearing small loans before applying can raise your eligibility.
How accurate is the Loan Eligibility Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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