Personal finance
Savings Calculator
Savings Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the Savings Calculator
Future savings = P × (1 + i)^n + M × ((1 + i)^n − 1) ÷ i, with i the monthly rate and n the months.
Regular monthly deposits build wealth faster than occasional lump sums.
How to use the Savings Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the Savings Calculator used for?
Regular monthly deposits build wealth faster than occasional lump sums.
How accurate is the Savings Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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