Debt & loans
APR Calculator
APR Calculator is free to use. Enter your figures below and the result updates as you type. Use it for planning; it is an estimate, not advice.
About the APR Calculator
Solve for the monthly rate r where PV(r, n, EMI) equals the loan minus fees. APR = r × 12.
Fees raise the true cost, so APR is higher than the stated rate.
How to use the APR Calculator
- Enter each figure in the boxes above, using the same currency and time units.
- The result updates as you type. Press Calculate to refresh it at any time.
- Change one figure at a time to see how much it moves the result.
Frequently asked questions
What is the APR Calculator used for?
Fees raise the true cost, so APR is higher than the stated rate.
How accurate is the APR Calculator?
It applies standard formulas to the figures you enter. Real results depend on actual rates, fees, taxes and timing, so treat the output as an estimate and confirm with your bank or adviser.
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